anamikavverma In today’s fast-paced world, traveling has become an integral part of our lives. Whether for leisure or business, frequent travelers are always looking for ways to make their journeys more rewarding and hassle-free. This is where travel credit cards come into the picture. Offering an array of benefits – from lounge access to free air miles – the right travel credit card can significantly enhance your travel experience. In India, the co-branded credit cards offered by Bajaj Finserv have emerged as a popular choice owing to their extensive perks and easy approval process.
Why Bajaj Finserv Travel Credit Cards Stand Out
When we talk about travel credit cards, the Bajaj Finserv RBL Bank Credit Card and Bajaj Finserv DBS Bank Credit Card evidently steal the spotlight. These co-branded credit cards come packed with travel-related benefits that make every journey delightful and rewarding.
Key Benefits of Bajaj Finserv RBL Bank Credit Card
1. Welcome Rewards: Upon activation, cardholders can enjoy substantial reward points which can be redeemed for travel bookings, shopping, and much more.
2. Airport Lounge Access: One of the most cherished perks for globe-trotters is the complimentary access to domestic and international airport lounges. This ensures you can relax and unwind during your travel wait time.
3. Reward Points on Purchases: Every purchase you make using the Bajaj Finserv RBL Bank Credit Card earns you reward points. These points can be accumulated and redeemed for travel, shopping, or even cash back.
4. Fuel Surcharge Waiver: Frequent road travelers can save significantly with fuel surcharge waiver benefits, making every road trip even more economical.
5. Easy EMI Conversion: Big travel-related expenses can sometimes strain one’s budget. Bajaj Finserv offers an easy EMI conversion facility, allowing you to pay back in manageable installments.
6. Insurance Coverage: The card also provides complimentary travel insurance, covering aspects such as loss of baggage or travel accidents.
Outstanding Features of Bajaj Finserv DBS Bank Credit Card
1. Global Acceptance: The Bajaj Finserv DBS Bank Credit Card is accepted globally, ensuring that you can utilize its benefits no matter where you are.
2. Exclusive Travel Deals: Cardholders get access to exclusive travel deals and discounts on flight and hotel bookings, making your travel more budget-friendly.
3. Concierge Services: From booking tickets to making dining reservations, the concierge service ensures you have a helping hand available at all times.
4. No Foreign Transaction Fees: For international travelers, the no-foreign-transaction-fees feature is a huge boon. This can result in substantial savings on your overseas expenses.
5. Enhanced Security: The card comes with advanced security features to protect against unauthorized transactions, giving you peace of mind during your travels.
6. Reward Redemptions: The reward points earned can be redeemed across a diverse range of categories, including travel, gift vouchers, and electronics.
Easy to Get Credit Cards
One of the remarkable aspects of Bajaj Finserv travel credit cards is the ease of application and approval. Often, the process of acquiring a credit card is seen as cumbersome and time-consuming, but with Bajaj Finserv, it’s both quick and straightforward.
How to Apply for Bajaj Finserv Travel Credit Cards
1. Online Application: The most convenient way to apply is through the Bajaj Finserv official website or mobile app. Here’s a step-by-step guide:
– Visit the official Bajaj Finserv website.
– Navigate to the ‘Credit Cards’ section.
– Choose between the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card.
– Click on the ‘Apply Now’ button and fill in the necessary details such as personal information, income details, and contact info.
– If you meet the eligibility criteria, you will receive instant pre-approval.
2. Offline Application: For those who prefer a more personal touch, you can visit the nearest Bajaj Finserv branch or the branches of their partner banks (RBL or DBS). The staff will assist you in filling out the application form and guide you through the eligibility requirements and the documentation process.
Eligibility Criteria
While the specific criteria may vary slightly between the two cards, generally, applicants must:
– Be between the ages of 21 and 65 years.
– Have a stable source of income (either salaried or self-employed).
– Provide necessary KYC documents such as ID proof, address proof, and income proof.
By keeping the application process user-friendly and offering easy to get credit cards, Bajaj Finserv ensures that you spend less time applying and more time enjoying the travel benefits.
Conclusion
Bajaj Finserv travel credit cards, namely the RBL Bank Credit Card and DBS Bank Credit Card, are specifically designed to cater to the needs of frequent travelers. With a plethora of travel-centric benefits, rewards, and easy application procedures, these cards stand out as excellent choices for anyone looking to enhance their travel experiences.
So, if you’re an avid traveler looking for a hassle-free and rewarding travel experience, consider opting for these co-branded credit cards by Bajaj Finserv – your ultimate travel companion.
